AI Copilot (LO Intelligence Engine)
Gated · sign-off required
Expands WFG's owned LO Intelligence Engine into the copilot layer: follow-up, doc review, income calc, condition matching, lender match, LOX, 1003 voice intake.
Not built yet — scaffolded for Phase 6.
This surface is intentionally a placeholder. It shows no data because no verified data source is wired. It graduates by connecting a real source, never by faking output.
Compliance gate
Every AI output logged + attributable. Human approval required for rates, approvals, disclosures, adverse actions. Full 1003 autonomy only after counsel + Arive verification.